Insurance according to Julia Kagan, is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.
The company pools clients’ risks to make payments more affordable for the insured.
Insurance policies are used to protect against both big and small risk of financial loses, that may occur from as a result of damage from the insured or her property, or from liability for damage or injury caused to a third party.
There many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.
The core components that make up most insurance policies are the deductible, policy limit, and premium.
Pataapa.com has compiled a list of 5 top insurance companies in Ghana with the best and quality insurance policies and product for you.
1. Enterprise Insurance Company
Enterprise Insurance Company Limited is the oldest insurance company in Ghana.
visit their website for more info; https://www.enterprisegroup.net.gh/insurance/modules/index.php
2. Prudential Life Insurance Ghana
Prudential Life Insurance is helping to take the financial risk out of life’s big decisions, Prudential creates long-term value for our customers, our shareholders and the communities we serve.
visit their website for more info; https://www.prudential.com.gh/
3. Allianz Insurance Company Ghana
visit their website for more info; https://www.allianz-gh.com/life-insurance.html
4. Donewell Insurance Company
The Donewell Insurance Company cover indemnifies the insured for loss or damage resulting from causes such death, incidents, fire and etc.
Donewell Insurance is a private Limited Liability Company, owned by the Methodist church, Institutional Investors and Professional Trade
visit their website for more info; https://www.donewellinsurance.com/
5. Vanguard Assurance Company Limited
visit their website for more info; https://www.vanguardlife.com/